Terms of Service

Agreement to Terms

By accessing or using Godfrey Labs websites and services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

Description of Services

Godfrey Labs provides educational content about DeFi strategies, options trading, cryptocurrency, and financial markets through:

• Blog articles and newsletters
• News aggregation
• AI-powered chat assistance
• Premium subscription features

Important Disclaimer

NOT FINANCIAL ADVICE. All content provided by Godfrey Labs is for informational and educational purposes only. It should not be construed as financial, investment, tax, or legal advice.

We are not registered investment advisors, broker-dealers, or financial planners. Any trades, strategies, or investments discussed are the personal opinions of the author and are shared for educational purposes.

You are solely responsible for your own financial decisions. Past performance does not guarantee future results. Cryptocurrency and options trading involve substantial risk of loss. Never invest more than you can afford to lose.

Account Registration

To access certain features, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

You must be at least 18 years old to create an account.

Subscriptions and Payments

Billing

Paid subscriptions are billed in advance on a monthly basis. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel.

Cancellation

You may cancel your subscription at any time through your account settings or by contacting support. Cancellation takes effect at the end of your current billing period. We do not provide refunds for partial months.

Price Changes

We may change subscription prices with 30 days notice. Existing subscribers will be notified before any price increase affects their subscription.

Acceptable Use

You agree not to:

• Share your account credentials or subscription access with others
• Redistribute, republish, or resell our content without permission
• Use automated tools to scrape or download content
• Attempt to circumvent access controls or security measures
• Use the Services for any illegal purpose
• Harass, abuse, or harm other users

Intellectual Property

All content on Godfrey Labs, including text, graphics, logos, and software, is our property or licensed to us. You may not copy, modify, distribute, or create derivative works without our written permission.

You may share links to our content and quote brief excerpts with proper attribution.

AI Chat Service

Our AI chat feature uses third-party AI services to provide responses. You understand that:

• AI responses are generated automatically and may contain errors
• AI is not a substitute for professional financial advice
• Your chat inputs may be processed by third-party AI providers
• Usage limits apply based on your subscription tier

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GODFREY LABS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or data
• Financial losses from trading or investment decisions
• Service interruptions or errors

Our total liability shall not exceed the amount you paid us in the 12 months preceding any claim.

Indemnification

You agree to indemnify and hold harmless Godfrey Labs and its officers, directors, and employees from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

Termination

We may suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion. Upon termination, your right to use the Services ceases immediately.

Changes to Terms

We may modify these Terms at any time. Continued use of the Services after changes constitutes acceptance of the new Terms. We will notify users of significant changes via email or site notice.

Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

Contact

For questions about these Terms, contact us at:

Godfrey Labs LLC
Email: legal@godfreylabs.com